No smoking!

I know people already know this, but some simply are too addicted to even consider stopping this vice. Nicotine in tobacco is linked to several types of diseases, including lung cancer, emphysema, chronic bronchitis, other cancers, age related macular degeneration, just to name a few.

That means that you've lost several ways. You've lost a big chunk of your income on maintaining the smoking habit over the years, you get sick and VERY uncomfortable, and you spend a lot of money to try controlling the mostly incurable problems.

You're the big loser when you smoke and you don't even try to stop.