Monday, July 28, 2008

Does Appearance Matter?

Despite the saying that "Beauty is only skin deep", we still cannot deny that our appearance does play a big part not only in our self esteem, but also in how others perceive us. I should know, I used to have very bad acne while I was training as a medical clerk more than 10 years ago. My self esteem was at an all time low and I believed my superiors think that I am not washing my face enough (which I did -- I washed too often, actually, hoping that the microbes would be washed off my skin and my pimples would clear up). Mine turned out to be a hormonal problem aggravated by stress. A three month regimen of a certain brand oral contraceptive pills cleared up my problem. Thankfully, it didn't come back anymore after that. I regretted that I did not have the root of the problem investigated at once. I could have saved myself the agony and the inevitable scars -- both the physical acne scars and the emotional scars from thinking that I was ugly.

My point in this rambling piece is that, yes, you do need to invest in your appearance. I do not really mean that you have to undergo drastic plastic surgery. I mean that you should take care of how you look. Get your pimples treated properly. Get a good haircut that looks right for you. Pick the right clothes. All these will make you feel more beautiful -- and it reflects in how you shine.

Sunday, July 27, 2008

Invest In Life Insurance

A lot of Pinoys don't believe in life insurance. They think it's an additional expense on their part. However, we should probably change our mindset, especially if we are financially productive and we have family and especially children who depend on us. We should, however, compare the different companies who offer this, compare their life insurance rates, their benefits and your own needs, so that we can make a wiser choice regarding which one would be best for us and our family.

Friday, July 25, 2008

Spending -- A Good Thing?

Got this from Money from the I-Com.

Spending can be a BAD word if you are trying to save money, but here are some ways to spend and actually use the spending to help you make money:

  • Advertising - If you are advertising a product, business, and/or website, spending for advertising can easily double your profits even with the cost of the ads.
  • Stocks - You are purchasing parts of a business when you purchase stocks. Just make sure you buy low and sell them at a higher price to earn profits.
  • Mutual Funds - These are the similar to stocks as they are a consolidation of stocks and bonds together.
  • Real Estate - If you are buying to "Flip" the house, Or hold it for appreciation reasons then spending on real estate is usually a wise investment.
  • Credit Card spending - If you are purchasing anything then it's good to use a credit card as long as you are paying the monthly costs and there is NO anual fee on the CC. You can use the Reward programs to actually make money off of using the credit card and the CC company will actually be the one's paying you.

  • Tuesday, July 22, 2008

    Use Your Rice Cooker's Steaming Rack

    Use your rice cooker as a steamer too! While cooking rice, you can put the steaming basket on top and steam vegetables, eggs or meat dishes. Not only does this cut your cooking time, this also enables you to save money by cooking 2 things at the same time.

    Monday, July 21, 2008

    Vacationing With The Family

    Orlando is a great example of a place where a vacation would have something for the whole family. It's the home of Disney World, for one. It also has Sea World, Universal Studios, Orlando golf, Busch Gardens, to name a few. It also has great shopping centers, nightlife, spas, dinner shows, and some other theme parks. It truly has something for the whole family to enjoy. So, the next time you're considering a vacation, look for something similar to this, so that there's really something for everybody in the family.

    Sunday, July 20, 2008

    KVM

    Does your office need a networking system? KVM (an abbreviation for Keyboard, Video or Visual Display Unit, Mouse) is a hardware device that allows a user to control multiple computers from a single keyboard, video monitor and mouse. While this is less common, KVM switches can also function in reverse - that is, a single PC can be connected to multiple monitors, keyboards, and mice. There are now also some newer variations which extend to internet and VOIPing. I think it may be best to consult a computer expert on which of these would be best for your office's particular needs.

    Saturday, July 19, 2008

    Globe Exclusive Price-Off

    Got this SMS from Globe, through 2977:

    Tuwing Linggo (during Sunday), enjoy5 centavos per second charging on your SAKTO calls! Just replace the 0 at the beginning of the Globe of TM mobile number you are calling with 232 (ex. 232917XXXXXXX). Till Aug. 31. Per DTI-NCR#3466.

    Friday, July 18, 2008

    Ways To Save Money On Gas

    With the present high fuel prices (and getting higher every week), it's best that we know how to minimize our fuel costs. I've come across an article that tackles ways to save money on gas. Click here . I hope that this will help you. They even tackle commonly held but mistaken beliefs (myths) on saving gas.

    Thursday, July 17, 2008

    Time Zone Difference?

    If you need to, say, call up a long lost friend or a business contact, and you're not sure if it's the right time to call, check out the local time by clicking on http://www.worldtimeserver.com/. Enter the city or country where you want to make the call. The correct time in that place will be displayed.

    Tuesday, July 15, 2008

    HDMI

    I came across the term HDMI (High Definition Media Interface) which is reportedly the first and only industry-supported, uncompressed, all-digital audio/video interface. It is supposed to provide an interface between any audio/video source, such as a set-top box, DVD player, or A/V receiver and an audio and/or video monitor, such as a digital television (DTV), over a single cable. I just read up on it now, and it seems really interesting. Using a HDMI splitter would be even better as you could have use multiple screens to display your content.

    Admittedly, this is all new for me, so if anybody can tell me about all this, I'd appreciate it very much!

    Sunday, July 13, 2008

    Use A Pressure Cooker

    A pressure cooker saves cooking time since it cooks meat and softens them faster, thus it does not use up a lot of fuel. Perfect for soups and stews that use meat which need softening.

    Keep in mind, though, that foods cooked this way may not be as tasty as slower-cooked foods.

    Saturday, July 12, 2008

    Looking Young

    We all age, but almost all women would want to "grow old gracefully". Unfortunately, with the multitude of products aimed at preventing or removing wrinkles, it's difficult to know which one is truly the best wrinkle cream. Here's a tip: it's not necessarily the most expensive product out there. Cheaper brands may concern practically the same ingredients, and thus work similarly, at the fraction of the cost of the signature brands. It's best that you first use the smallest container available, so you can gauge your skin's reaction to that particular product.

    Friday, July 11, 2008

    Weight Issues

    Being overweight or obese is not only a vanity or appearance problem. It also has health repercussions. However, some people simply have too much weight to lose. Others may find that weight loss for them is too slow a process, even with diet and exercise. If you are one of those people who are having trouble losing weight, it may be more prudent for you to consult a doctor specializing in weight managment. The doctor may offer more options for you like prescribing Phentermine to speed up the weight loss, taken under medical supervision. There are also surgical options which may be explored by the doctor.

    Tuesday, July 8, 2008

    Ways To Save on Wedding Flowers

    Flowers are an essential part of the wedding decor. However, it has become so expensive! Here are some tips to try to lower the cost of your flowers.
    • As always, set a budget and stick to it. Inform your florist about your budget so that he/she will not overdo the flowers.
    • Avoid February. If your wedding date falls on this month, expect prices of flowers to be higher because of Valentine's Day.
    • Limit your entourage members. The less bridesmaids you have, the less flowers you need.
    • If your male principal sponsors wear barong, there is no need for them to wear buttonneires.
    • Choose local grown flowers. Imported blooms have to be flown in and are usually more expensive.
    • A large number of the same flowers will cost less since you would be buying in bulk, so try to limit the type and color of flowers.
    • Try to coordinate with another couple who will be using the same ceremony venue. You can decide on the same floral arrangements and split costs.
    • If possible, you can try moving the floral arrangements from the ceremony venue to the reception venue.
    • If your wedding is in December (or near December), you may need less floral decorations since the church is already decorated for Christmas.
    • If your venue is at a garden or park, you will need less floral decors.

    Monday, July 7, 2008

    Taxes and High Gas Prices? A Survey

    Tax or no tax: This is a way to immediately deal with high gasoline prices in the U.S.

    I hope that GMA would also consider this for our own country. Everybody's suffering from the high gas prices and even the cost of basic necessities are rising because of this.

    Sunday, July 6, 2008

    Hunt For Cheap Books

    I love books! Give me a book and a movie, and I'd rather choose the book. I'd bring a book even on long trips so that I have something to pass the time while waiting for the plane to land.

    However, books can be expensive. Not to mention that they do take a lot of space. There are some bookstores selling second hand books. Big bookstores also hold regular cut price sales. There's also online shopping for books, both old and pre-owned.

    Another resource for cheap books is ebay or other auction sites, as some people would dispose of their books after they've read them, as not to add to the clutter. You can also do that--sell off the books you no longer want, so you'll have more bookspace!

    Saturday, July 5, 2008

    MP3 Music

    Today's technology can be more economical for us. An example is the advent of digital files for music and MP3 players. Now there is an option for us to share music and other files with friends and family. They are also easier to bring around, unlike the necessarily larger CD and tape players of the years past. Buying music files is also easier, as you can buy MP3 files online and not incur shipping charges as the digital file is also delivered to you online.

    Friday, July 4, 2008

    Jewelry As Investment

    Here's good news for ladies who are fond of jewelry. Real jewelry made of precious stones and precious metals appreciate in value over time, so they are actually very good investments. Be sure, though, that you get jewelry only from reliable suppliers. Watch out for good deals. And, as with other investments, only spend the money you can afford to spend.

    Some people actually lose money with jewelry because they buy expensive jewelry with borrowed money and either pawn or sell them when the need arises. They are then forced to dispose of them at a loss. That is not the right way to invest.

    But with wise buying and careful disposal, this is an investment that you can actually enjoy.

    Thursday, July 3, 2008

    HSBC Double Your Rewards Promo

    If you are in the Philippines and a card holder of the Philippine issued HSBC credit card,there's an ongoing promo for you.

    For every Php1,000 minimum single receipt purchase using your HSBC credit card, earn double Bonus Points and get a chance to win one (1) of 7 Canon DC100 DVD Camcorders to be raffled off weekly.

    Promo period is from May 25 to August 23, 2008.

    To join:
    Download SMS credit card tip by texting HSBC<16-digit> and send to 2366. P2.50/download. Earn five (5) additional raffle entries for SMS enrollment.

    Or you may register online through their website .

    About Me

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    A part time ophthalmologist, part time micro business owner, part time graduate student and FULL TIME MOM struggling to find balance in the confusing world of multitasking :)