No Unnecessary Purchases

Be prudent with your purchases. Most buying decisions would actually just require plain and simple common sense. For example, buying a heated blanket would be very practical if you are living in a country with cold winters, as you can then sleep more comfortably. But if you live in a tropical country like the Philippines, there is really no need for that since it's very warm. What you need here are electric fans and air conditioners so that you can have a cooler and more comfortable temperature.