Thursday, December 18, 2008

Spend Only What You Can

Christmas is the time for giving. People are extra generous at this time of the year, getting a little something for most of their kith and kin.

However, do remember that your resources are finite. Before you go out on a holiday gift giving spree, do make that Christmas list, determine the total amount that you can afford to spend, and allocate a certain amount per recipient so that you don't go overboard with your spending. I do not think that you should resort to getting cash loans at this time of the year if it's just for presents, but that could come in handy for any emergency that may crop up during this time. Do leave a little money for yourself. Remember, the bills don't stop just because it's Christmas!

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A part time ophthalmologist, part time micro business owner, part time graduate student and FULL TIME MOM struggling to find balance in the confusing world of multitasking :)