Tuesday, December 29, 2009
We are painfully aware that there are trade offs to our profession (we're doctors). Spend more time with the profession and you tend to neglect your family. Prioritize your family and your career tends to take a back seat. Be absent for a day, you don't get paid because you don't see patients (unlike employees who are allowed a certain number of paid leave).
Therefore we are looking into the possibility of having a small business, a home-based one if possible. I'm trying to look into franchise opportunities that I could probably incorporate into my "balancing" act.
While a business will most certainly take up your time especially at the beginning, it is something that, once processes are already in place, we can delegate tasks to other people (unlike our profession, wherein we have to be the ones personally looking after our patients). Also, it's something that we can bequeath to our kids, unlike our profession, especially if they do not want to follow in our footsteps and become ophthalmologists.
Thursday, December 24, 2009
It's a no-brainer, but in the partying, people sometimes forget to "say no to drugs". With all the info out there about drug dependence, it's a wonder why people still do it. For fun? For the exhilaration? Believe me, it's not worth it.
If you're already on drugs, the best Christmas gift to yourself and to your family is to undergo drug rehab and start clean living.
Saturday, December 19, 2009
Being the frugal soul that I am, I am currently using a free antivirus. It actually works well and does not interfere much with what I'm doing. Meaning, I could still work on my computer even if I am running a virus check. Lately, however, my freebie software is having some problems and I'm not sure how to fix it. Also, it does not have a built in spyware, which means that I have to download another problem for this. I have another freebie for this, but which lately seems to have some problems too.
I do believe that like our health, prevention is so much better than cure and that a periodic check for viruses and spyware by a reliable software is something that we should do once in a while. I've been looking at a few software programs. VIPRE is supposed to be a two-in-one antivirus and antispyware. There's a free trial which I might just avail of to see if it's worth buying. Reviews have been very promising. It's supposed to work very well without bogging down your resources too much. And the annual subscription seems affordable enough, especially if you're online a lot.
Monday, December 14, 2009
We were there yesterday. There were events in the Buddhist temple where my mom goes to. Since the events are spread out over the day, my mom decided to get a room in this small hotel which is just literally a few steps away.
She got an executive suite for Php3500, which is not a bad deal at all! It looked very homey, with a small kitchenette, dining area, receiving area and a separate bedroom with a queen sized bed, small closet and a flat screen TV. It has a small bathroom with a shower stall and complete bathroom amenities, nothing luxurious but very basic. There are 2 room airconditioners, one in the living area and one in the bedroom area. No heaters though (so no furnace filters) -- I'd be surprised if they had this in our very warm weather). They have a standard room for only Php2500.
I actually like this better than some of the more luxurious hotels I've been to!
Pictures to follow!
Sunday, December 13, 2009
Good thing there's already Hong Kong Disneyland, which is very much nearer. Maybe in a few years' time, when the kids are older, we could bring them there. :)
I'm thinking now that we should have a yearly budget for a family getaway. Now that the kids are still small, land trips are the way to go especially since the nannies come with us. But when the kids are bigger, we could probably think of trips abroad.
Accommodations can be quite expensive though, especially if we stay in hotels. That's why I'm also looking at houses for rent, like the ones here: outer banks vacation rentals. This might prove to be more practical than getting hotel rooms as they will prove to be cheaper than the usual.
Friday, December 11, 2009
Not all HMOs cover senior citizens precisely because they have higher risk to get sick and hospitalized, which, from a business standpoint, is certainly not good. I am, however, still trying to see if there is an affordable option for seniors (checking out health insurance in NC right now) because I'm thinking that my mom may need coverage. I was told that Caritas can cover people up to 70 years old but the premiums are higher. That's still worth looking into.
Thursday, December 10, 2009
Do remember to take some precautions before you leave. Thieves are good in detecting a house where owners are taking a vacation. If your home is obviously unoccupied, it attracts thieves.
Some tips to keep your home safe while you're away:
- Get somebody to house-sit. It may be your relatives, or maybe even just the househelp.
- Double check the locks.
- Check that your home security systems are working fine.
- Ask a trusted neighbor to check on your home's perimeter once in while.
- Set a timer for the lights so that the they automatically turn on at a certain time.
Wednesday, December 9, 2009
Now here's another sale event that you might want to consider going to in order to complete the list of gifts for the children on your list:
(Click on image for a better view of the details)
This sale is ongoing until January 2010.
Monday, December 7, 2009
Here's my top 5 non-material wishes: (in no particular order)
- No more natural calamities like Ondoy or Pepeng or the earthquakes in Indonesia, where the toll on human life and property are on a magnitude higher than we ever expected. We are so helpless when nature wreaks its fury.
- The people behind the killings in Maguindanao be held responsible. And please, no more similar killings.
- A stress free home. Nobody getting major illnesses, no major quarrels. Just your regular, everyday family life. Just like now.
- My kids be as happy as they seem to be right now.
- World peace. (very beauty pageanty, noh?)
- A house of our own
- A new car
- A vacation, away from all the stresses, all expenses paid (this counts, right?)
- More money!!
- Hmmmm, more money?????
Now if you're wondering why I'm listing down my top 5 wishes, it's because of a challenge question posted by nomnomclub. I MIGHT just win a limited editionStarbucks USB drive if I'm lucky. You can join too, by clicking on this link.
Sunday, December 6, 2009
I don't generally like going to warehouse sales because I do not like crowded places, which warehouse sales tend to be. And if you're looking for toys that are operated by batteries, sometimes you just do not get the chance to property test them. We've had the misfortune of buying a defective toy a few Christmases back. The kid was just so excited at the toy, but unfortunately it simply stopped moving after a few minutes, even if the batteries were fresh. Since we got it at a bazaar, it was difficult to return it.
But there's a sale I'm definitely interested in, it's the Anvil Publishing Book Sale. I've always loved books myself and think that they make very good gifts. Here's their poster, for your reference: (Click on the thumbnail to enlarge)
I've been told that they have a lot of children's books. I'm hoping I'd be able to get some for my inaanaks! There's still a few days left, and I'm aiming to go there before the sale ends!
Wednesday, November 25, 2009
Sunday, November 22, 2009
I actually use 3 planners:
1. A desktop planner which I use for my family's activities including my son's school activities, my daughter's vaccinations, our due dates for our bills, etc
2. A notebook type planner which I use to put down my patients' appointments, and
3. Another notebook type planner which I use to put down the actual patients I've seen for the day.
As much as possible, though, I try not to spend for my planners. I usually get the planners that are given out as corporate giveaways. Truth be told, they do work fine. But, they are usually lacking in terms of the looks department. LOL
That's why I'm so excited about this contest! This may just be a chance for me to WIN the popular, girly Belle de Jour Planner!
Here's how to join the contest:
1. Write about the contest in your blog.
2. Make sure to link your post to the url of this post.
3. Leave a comment here with a link to your post.
4. Contest ends December 22, 2009 at 11:59 PM . Contest winner will be announced Christmas Eve, Dec. 24.
5. Kikay Corner will send the winner’s Belle de Jour 2010 Power Planner as soon as Air21 resumes delivery after Christmas.
Who knows, we might just get lucky!!!
Saturday, November 21, 2009
It would really be a good starting point to look for building and renovating supplies. I would suggest though, that you look for the things you want for your home, note down the prices, and try to canvass for cheaper suppliers. If all else fails, you can always go back there to buy. ;)
Sunday, November 1, 2009
I would believe, however, that it might be a better idea to just schedule your visit a little before or after All Saint's Day. A week or two makes a lot of difference in terms of density of people (which brings a whole lot of other problems) and the prices of flowers (it is just so much more expensive during All Saints' Day).
Anyway, I just noticed that there were a lot of other kids who went around the village with their cars and drivers. I find it quite funny. For me, the trick or treat just is not the same if you don't walk around. Not only do you get to really "feel" halloween, it's also a very good fat burner for both adults and kids. No charge too! And of course, after consuming all those sugar, you wouldn't want it to remain stuck in your system, right? :)
Friday, October 30, 2009
My husband tells me that there's just so much that needs cleaning. Sometimes, though, some of the stains, mud and dirt are really tough. We wonder if a steam cleaner would make the job much easier. I believe that it probably could. My guess is that this would also help in disinfecting the house. Hmmm....
Thursday, October 29, 2009
Wednesday, October 28, 2009
However, nobody said that it was easy. But now, there are so many services that you can find that cater to both newbie and long time entrepreneurs (especially in e-commerce) -- online payment systems, order fulfillment services, courier services, and even sites on teaching you how to go about having a business.
Now, anyone who has the guts, the will to learn, the patience and perseverance can find ways of having an online business -- and that's a VERY good thing!
Tuesday, October 27, 2009
While offers like these are tempting, do NOT give in to impulse. Buying on sale is not being practical if you don't need, or even want those items and just buy for the sake of "saving". I generally avoid going to sales if I don't have something in mind that I have or want to buy, so I won't be tempted. But if there's something I've been eyeing for a while, I do wait for these sale!
Monday, October 26, 2009
Sunday, October 25, 2009
If you are one of those people who have space problems, having rackmount electronics would be a good idea. You can have your TV, your DVD player mounted. You can even have some other items like microwave ovens mounted, too! That would certainly be space saving.
Saturday, October 24, 2009
Friday, October 23, 2009
My secret? Breastfeeding and taking care of the baby!
Thursday, October 22, 2009
However, you should also check for any additional charges that you may incur. For example, if you're buying a lot of cheap stuff but encounter additional charges because your luggage is simply too big or too heavy, you don't really save at all. Not to mention the extra effort of lugging around all those stuff. So don't just be tempted to buy on the misconception that you are saving, but take these other things into consideration too.
Wednesday, October 21, 2009
Tuesday, October 20, 2009
Monday, October 19, 2009
My hyperactive four year old son's nanny is now VERY slender and sexy looking, even when she still has a very healthy appetite and does not take any diet pill, because she's the one constantly running after my boy. Hmmm, maybe I should be the one doing that...
Sunday, October 18, 2009
Precious metals, such as those found in jewelry and rare coins are. Between the two, rare coins from a reputable coin dealer seems to be the better choice. Monaco rare coin seems to be a good company to deal with, since they BOTH buy and sell such rare coins. My dad, on the other hand, used to buy from banks in Hong Kong. That may also be a good choice, but it's just not as convenient as an online company. Of course, we have to check out the company's reputation and not go with just any dealer.
Saturday, October 17, 2009
But instead of wasting her time by asking her to scour stores for the items I want to buy, I just simply ask for her uncle's address (where she is going to stay while she is there). I'll just buy online and have it delivered there. All she has to do is bring the item home.
This is now possible because there are so many things that can be bought online. Everything from clothes, bags, shoes, perfumes, vitamins (including the best weight loss pills), baby items, and many many more. Some items are actually cheaper there, if you don't consider the shipping charges. At least I do not need to pay the prohibitive shipping charges from the US to Manila. And I don't have to ask her to actually go to the stores to buy for me.
Friday, October 16, 2009
I remember that when my mom and I went to New Orleans for a convention, we decided to do the tourist bit and go to Florida first. Unfortunately for us, there was a hurricane in Haiti and parts of Florida like Orlando (not sure if Miami was included) also experienced rainy weather. Rather than let that put a damper on our vacation plans, we still went to Epcot Center in Disney World. We bought a couple of rain ponchos inside (the one with Mickey Mouse print at the back) and toured the park. We still had a very good time.
My wedding day dawned a bit dark, a bit gloomy and WET. It rained throughout the day. Traffic was bad. We still chose to enjoy what is the happiest day in our lives. My mother-in-law swore that it rained hardest when we were saying our vows, and that we are supposedly blessed because of that. On the practical side, I'm glad we never thought of having outdoor venues for either the ceremony or the reception. I do not want the added stress of contending with a fickle weather. In my wedding video, it still showed how happy we are. The rain actually added drama to everything.
I'm rambling. What I'm trying to say is that there pretty much is nothing you can do about the weather except to work with it and to just enjoy whatever you are doing, rain or shine.
Thursday, October 15, 2009
Wednesday, October 14, 2009
I've always been wary of floods since I grew up with yearly, constant floods. I'd love to have a home in an area not very prone to flooding, but I realize that no matter where you live, you'll have to contend with something. For example, if you live in a higher area like Baguio, you might have to watch out for landslides.
The best thing to do is to live with whatever place you have chosen to be your home. If I were to build a house in a flood prone area, it would definitely not be a bungalow, it would have a raised carport, and have at least 3 floors and a roofdeck.
Tuesday, October 13, 2009
I'm seriously thinking that an online backup may be a good way to store data elsewhere other than your computer. After all, computers may get damaged by fire, or in the recent weeks, flood. Laptops may be stolen. They may ba replaced, but valuable data may be unrecoverable if we don't have a backup.
Monday, October 12, 2009
Sunday, October 11, 2009
My husband tells me that it's so heartbreaking. Marikina is now almost like a ghost town. Business establishments are closed for rehabilitation and renovation, even the familiar McDonald's. I'm sure a lot of small business owners do not even have business insurance to cover for their losses. Now following this experience, I would believe that having such an insurance is a need, since we do not really know what happens when nature unleashes her fury, leaving losses to both life and property in her wake.
Friday, October 9, 2009
My uncle's company actually has them and I was told that this may even be more economical than having a made-to-order house. If having a one of a kind house is not really that big a deal for you, you might want to consider having this done.
Still, there's a simple way to disprove paternity, if the need arises. This is a much cheaper, although cruder way, and it does not always applicable.
You can look at the blood types of the child, the father and the mother.
- If the child is type AB, one of his parents have to be type A and the other type B. No exceptions.
- If the parents are both type O, they can only have type O children.
- If one parent is type A and the other is O, the possible blood types for their children are type A and type O only.
- If one parent is type B and the other is O, the possible blood types for their children are type B and type O only.
- If one parent is type AB and the other is type O, their children can be type A, type B, type O but never type AB.
- If both parents are type A, their children can be either type A or type O. If both parents are type B, their children can be either type B or type O.
- If both parents are type AB, their children can be type A, type B, type AB but never type O.
Confused? You can simply ask your doctor about it. The logic is in genetics, dominant and recessive genes. Type A and B are dominant, while type O is recessive. Although, as I've mentioned, it's not always applicable. In case of doubts, there's always DNA testing for paternity.
Monday, October 5, 2009
My husband bought a bidet and one plastic faucet (which looked like a metal chrome faucet mind you, we didn't know it was plastic until we opened the package) was given for free. It really didn't work very well. Maybe that was why it was given away for free. Lucky for us! We didn't really lose anything because it was a freebie, but it would have been a loss if we really did shell out money for it.
Sunday, October 4, 2009
The recent events have reiterated to us that no man is an island. I would think that holiday gifts can be more meaningful, like a donation to a charity of choice. Not only do we not waste resources and buy useless things in our bid to give gifts, but we also reach out and give to a good cause.
Friday, October 2, 2009
We haven't been able to work at all the past few days, what with the typhoon, the recovery operations at hubby's house, and the fact that our little boy is sick. Bills keep coming. No money coming in but lots going out. Sigh.
Thursday, October 1, 2009
In times like these, I'm reminded of my own mortality. That I really have no control over when and how I'll be called. That's why I opted to get whole life and term life insurance quotes a few years back. My thinking was that I needed to ensure, at least for a short time, that the people who depend on me will not have financial worries if ever I'm taken from them.
Wednesday, September 30, 2009
The easier option would be to just discard them, but the frugal and sentimental in me doesn't really want to. Thank goodness my wedding gown was spared.
Monday, September 28, 2009
Imagine, on the morning of the typhoon, we went to the pediatrician to have our kids checked. It was already raining cats and dogs at that time. We've encountered problems traversing Ortigas Avenue because of flash floods. Imagine! Ortigas Avenue! We passed by Greenhills Shopping Center to buy meds but the branch in Shoppesville actually had some floodwater already!
We were lucky to have reached home before the traffic jams became really bad. It could have been worse. The only things we had in our car that could conceivably be thought of as rain precautions were 1 umbrella and the car mats! We had half a dozen doughnuts which we just happened to buy on the way. No drinking water. And there were 4 of us adults, 1 preschool aged kid and 1 infant in the car. I shudder to think of what will happen if we didn't get home when we did.
We really ought to have some emergency supplies in our car. Will try to make up a list of what we could possibly need.
In the meantime, I would, again, like to be thankful for the blessing that we are all safe.
Sunday, September 27, 2009
Saturday, September 26, 2009
Other areas are under water. My niece is stranded in school. My mother-in-law and sister-in-law had to evacuate to the upper floor since the basement and first floors are all submerged in water. I am worried and I hope that the water stops rising.
Now is not the time to go out on unnecessary trips. You could get submerged. Your car could get into accidents (I wonder if a Tacoma car accident lawyer could help you if you injured somebody at the height of theis weather) or at the very least become submerged. You or your car could get swept away. You can get nasty diseases like Leptospirosis.
The best thing to do at this point is to stay put and pray.
Friday, September 25, 2009
I have to admit that I was wrong though. Even if the "generic" faucets look and work like, say Delta faucets, there are sometimes some problems with its innate construction that it will cause problems -- and ultimately, more costs for repair -- in the long run.
This is just one area which it pays to pay more at the start.
Thursday, September 24, 2009
Short of getting a new computer, you can actually improve performance by upgrading your memory. It's probably the easiest way to improve your computer's performance.
Anyway, there are many companies willing to give you free insurance quotes when you inquire. You can shop around to look for the one that fits your needs and your budget.
Wednesday, September 23, 2009
What if my kids want a pet in the future? Sure, they can have them, but they have to handle the responsibility of having pets like feeding them and taking care of them. Don't expect me to do those for them when they get tired of doing so because it was not my idea in the first place.
Saturday, September 19, 2009
That's why I opted to choose a fastfood resto (McDonald's) for my son's first birthday. It just makes work so much easier. Just choose your date, your theme, then go and enjoy your own party! There are already invitations, balloons, nametags, giveaways, prizes, a party host, and a mascot appearance, also the use of their (airconditioned) function room and play area. Children also enjoy such parties, which is the point of a children's party! Also, people don't generally complain about the food since they know what to expect anyway. You also have the option to bring in the cake. And it's much cheaper than having to hire a host, get a caterer...you get the drift. I did get to personalize it a bit as we made our own lootbags and giveaways and guestbook....but I didn't have to!
For my daughter, I'm planning to celebrate her first birthday at Jollibee. I've even eyed the branch! Time to save up for it!
Friday, September 11, 2009
Another reason why your A/C may not be performing up to par is its placement. If you put your window type room A/C under direct sunlight, expect that it will have to work harder to cool the room, thus it becomes less efficient, using up more electricity and not cooling your place up as efficiently as it should.
Wednesday, August 26, 2009
Nothing is lost if you just ask. In fact, you may actually gain some freebie.
Sunday, August 16, 2009
You just have to answer a short survey to get a chance to win a trip to Boracay for five people!
Who knows, one of us might just get lucky and get to bring the family to Boracay!
Thursday, August 13, 2009
Once you have a more or less concrete idea of that vacation, you can then research on a specific place that you're eyeing. For example, if you are looking at a holiday in the Outer Banks in North Carolina and a house is what you want, click on this link: Outer Banks rentals, then put in the required information (arrival day/date, number of bedrooms, price range and specific area). Voila! All the houses that fit your requirements will come out! You can check the description of the house and even book it online! Even better, the cost per day, and the cost per bedroom per day would come out.
Wednesday, August 12, 2009
The internet has actually made researching for the "perfect vacation" easier. For example, you can find different types of vacations on the Riviera Maya itself, all under Karisma resorts.
For example, if it's a family vacation you want, Azul Beach Resorts seem to be the best choice, with its amenities not only for adults but also for kids. If its a "stress free" vacation you want, there's Azul Blue which promise the ultimate in pampering. There's romantic El Dorado Royale where you can actually have a worry free beach wedding if you want to, and El Dorado Suites if you want an adult-only resort. There's even one for nudists, the Hidden Beach Resort.
That's only from one place! Imagine all the places you can research on the net. You should also ask about your internet researched places from friends and online buddies, get any feedback.
Good luck on your vacation!
Tuesday, August 11, 2009
Since I'm not looking at an elaborate affair, I'd go for a restaurant rather than get a venue and catering, so that there would be less work involved. Less costs, less worries (equals less wrinkles so no need to look for the best wrinkle creams). In fact, the church (Christ The King) I chose has less requirements (no seminars) and less cost than others.
Bottomline is: I want my baby baptized, I want a double celebration for the Christening and my eldest's birthday and that's what I'm going to get. Within my budget.
Monday, August 10, 2009
Oh, man. Even if I am quite confident that I will be able to eventually shed my excess postpartum weight, I am still not confident enough that it will be gone by the time this event comes along (because it's just a few days for now! Maybe it's time for me to look for diet pills that work?). Oh, well...
Anyway, for those who can't resist a great sale, don't forget! Here are the details:
Start Time: Friday, August 14, 2009 at 10:00am
End Time: Sunday, August 16, 2009 at 8:00pm
Location: Megatent Events Venue
Street: 30 Meralco Ave. (Between DepEd and Renaissance)
Friday, August 7, 2009
So try to live healthy. Stay away from vices like smoking, drugs, too much alcohol. Get enough rest and relaxation. Eat healthy.
Although this does not guarantee that we won't ever get sick, we can at least minimize the chances of preventable diseases.
Wednesday, August 5, 2009
But I'm cramming! It will be next month and I haven't done any canvassing yet. I have to do so because I am on a tight budget. What I need is a place which serves good yet affordable food. Preferably a buffet so people won't complain about the (lack of) food. (Whether they'll need apidexin later is their problem, not mine!)
Wish me luck!
Tuesday, August 4, 2009
I'm currently 7 weeks post-Cesarean section. For the past 2 days, I noted a loss of 2 pounds. No diet, no exercise, none of any of those top rated diet pills. I'm attributing this to breastfeeding. I've been purely breastfeeding my almost-seven-week-old daughter and I want to continue to do for at least a year. I breastfed my firstborn for 1 year and 10 and a half months and I know I could do the same for my daughter.
The benefits of breastfeeding are outlined here: http://www.joeymd.com/2009/08/04/world-breastfeeding-week/
Monday, August 3, 2009
There are also shows that are family oriented and are suitable for both kids and adults. Hotels also tend to be reasonably priced. Next time I go to USA (hopefully with my family), this will be part of our itinerary.
Sunday, August 2, 2009
That being said, it's better to consult a doctor specializing in weight loss before starting on any weight loss regimen.
Saturday, August 1, 2009
However, you can consider porcelain tiles if you want more variety in color and design and you are on a budget. It is also quite durable and cleans up quite nicely.
Friday, July 31, 2009
I am also surprised that they now carry more items than before, even jewelry and ladies' bags!
Wednesday, July 22, 2009
Gokongwei-owned Cebu Pacific (CEB) celebrates the first anniversary of its operations in Ninoy Aquino International Airport Terminal 3 (T3) on July 22, 2009 with a first-of-its-kind 50% off seat sale.
Passengers can avail of the 50% discount on all domestic and international flights from July 22 to 24, 2009. This is valid for travel from September 1 to November 30, 2009.
“CEB’s move to T3 has allowed the airline to grow continuously despite current global market conditions. Now, not only do we provide our passengers with the lowest fares, newest planes, most flights and destinations; we also operate from a world class airport.” said Candice Iyog, VP for Marketing and Distribution.
“Our first anniversary in T3 underscores the solid partnership between CEB and the Manila International Airport Authority (MIAA). The MIAA’s support has been instrumental in CEB’s expansion,” she added.
Passengers are advised to book their flights through www.cebupacificair.com, or CEB’s reservations hotlines (02)70-20-888 and (032)230-88-88, or their travel agent.
CEB, Asia’s third largest low-cost carrier, has flown nearly 36 million passengers since its inception in 1996. It now flies to 32 domestic destinations and 14 Asian cities from four hubs, utilizing the youngest aircraft fleet in the Philippines.
Tuesday, July 21, 2009
HMOs (Health Maintenance Organizations) are a good idea if you want health coverage with less, if any, out-of-pocket expenses and do not mind the limited choice of doctors. You may opt to look over some low cost health insurance -- perhaps there's a plan that would be best suited to you or your family. After all, we won't always be healthy (although we wish we were). And getting sick not only drains your finances, it also costs you in terms of potential income since you have to take time off your work and/or your business.
Sunday, July 19, 2009
Lesson learned: Find the cause so that you can solve the problem. This works not only for acne but for other things in life as well.
Friday, July 17, 2009
I also have my nannies undergo a pre-employment checkup to make sure they don't harbor any communicable diseases to our kids.
Friday, July 10, 2009
1. They do not need as much gear, unlike babies, wherein we have to bring the whole caboodle -- stroller, sterilizer, crib, etc etc
2. They will actually have memories of the trip.
3. The parents (that's us) will enjoy the trip more because they don't have to spend their time watching out for the babies' various needs.
That means our Orlando vacations will have to wait.
But that's our opinion. Others also say that trips with babies on board are very enjoyable. So, it's pretty much up to you.
Friday, July 3, 2009
Click here for the mechanics.
Good luck to everybody!!!
(Now off to find the perfect pictures...)
Thursday, July 2, 2009
The solution is to pick the rooms where you need more aesthetics and the rooms which need more light and do not need to be too "pretty". For example, living rooms look much better with chandeliers, while the study or workroom needs more lighting.
Wednesday, July 1, 2009
The good news is that there are actually some companies which, while not being retailers of such products, do let consumers buy some in retail quantities. Just flip open the yellow pages and look for the item that you are looking for. Chances are, you can find them there. Or, use the net to research on where best to look for the item that you want.
Tuesday, June 30, 2009
For small investors, mutual funds pool the resources of different individuals in order to invest in stocks, bonds, the money market, securities and more, and are often overseen by a someone who's knowledgeable.
The problem with most investments, whether big or small, is the difficulty in transferring to a different name whenever you want to. It's also difficult to pass on when the investor passes away. Worth considering too is the fact that these are subject to inheritance taxes which slices off a big percentage when that occurs.
That's why it's also worth it to invest in different instruments and to also consider investing in smaller, non-traditional investments like jewelry and rare coins. Of course it's best to get coins from reputable coin dealers like the Monex Group of Companies, who have been operating for 40 years, and not from any fly-by-night sellers who might just give you fake coins and run away with your money.
Sunday, June 28, 2009
If you have more than 1 kid studying in the same school, it would be wise to keep the older sibling's books to hand down to the younger sibling when the latter reaches the same level. Of course this would not apply if (1) it's a workbook and is to be written on (2) the book has a updated edition by the time the younger sibling got to use it (3) the older sibling didn't take care of the book and it's too dog eared already by the time he's through with it. With the last, it might be a good idea to impress upon all your children to take care of their books so that they will last.
I've always used new books when I was studying, mainly because I'm the eldest. My classmates who had older siblings, though, "inherited" a lot of books from their older brothers and sisters in the same school. I think it's a great idea, one that's very practical!
Friday, June 26, 2009
If you just want a pet but do not want to take care of it and give it the love that it deserves, forget it. It would be better off in another home.
Wednesday, June 17, 2009
I wonder if Kettlebell workouts would help in getting me back into shape? It looks like it could, but this is all new for me so I hope somebody could tell me if this really works.
Tuesday, June 16, 2009
Date: June 18 to 20
Time: from 9 to 6 pm
Place: RSI (Retail Specialist, Inc.) Warehouse, 2295 Jannov Building on Pasong Tamo Extension.
Wednesday, June 10, 2009
Activity is another factor. I do not think I've seen an obese farmer or construction worker. While I am not saying that we should go for these occupations, I would admit that our life nowadays is generally more "cushy" than it was before. If you "plant" yourself in front of the TV doing not much else but press the buttons on the remote, you won't really be burning too much of the food that you are consuming. Worse, you compound the problem by taking in high fat, high carbo snacks while watching TV.
While there are lots of ways to lose weight nowadays, it still is best if you don't put on the weight in the first place. If all else fails, do consult a weight management specialist who will recommend a good diet and exercise program and maybe discuss some diet pill reviews and other unconventional choices with you so that you can achieve your ideal (and healthy weight).
Thursday, June 4, 2009
I'm looking at today's topic for wifespeaks, and I just could not resist answering this quiz. I know I'm on the "kuripot" (frugal or stingy) side...this probably just shows how much! My answers are in orange, by the way.
(a) Hubby gives me on a monthly basis…
(b) I save up for my own.
(d) Depending on whatever’s left in the budget.
Others: I pool our incomes and allot a small weekly allowance for each of us. What we do we with that allowance is our own business. :P
The bulk of my shopping money or “extra cash” goes to…
(e) Books (and magazines) -- but not lately
(h) All of the Above
The one kikay item that I can never live without, even if it’s worth my last penny is _________. Can't think of any...not a kikay person! :P
The most expensive kikay item that I have or had, but I think is worth every centavo is ______. Does my Tag watch count? I didn't buy it though, it was a give from my mom :)
The best place to shop for affordable but quality goods is at:
For Clothes/ Bags/ Shoes: SM -- they've got it all!
For Gadgets: Greenhills
For Books: ebay, Books for Less
For Make-Up: Watson's
For Jewelry: Ongpin
If you cannot afford a brand new Louis Vuitton, you will…
(a) Buy pre-owned ones at lower prices
(b) Save up and wait until you can afford it
(c) Swipe the card anyway and think about the bills later
(d) Buy a similar type from the more affordable brand
Who is the bigger spender in terms of shopping?
(b) The Hubby!
Have you ever splurged on something that was not really worth it? If yes, what item?
Can't thing of anything right now.
Is there any kikay item or any gadget that you are currently saving up for, care to share?We want an HD video camera and a digital SLR. :)
Are you the type who goes to the mall, and can never leave empty-handed?
No (My husband's lucky!)
This is my contribution to .
Wednesday, June 3, 2009
Even if household chores are not my favorite thing, I can proudly say that I can do them. I am not helpless without maids, just inconvenienced. Cooking may not be my favorite pastime, but my mother trained me well and I can cook up family meals even without any assistance. Being lazy about having to cook AND being a frugal, however, has made me develop some tricks that would make it a little easier for me. Here are some of my tips:
- Save the soup from boiling chicken (for making Hainanese Chicken, for example). You can add asparagus for a tasty chicken asparagus soup, or put in some chicken strips, carrots and milk to make chicken sopas.
- Invest in nice pots which would also look good on the table. That way, you can serve the dishes in their pots without transferring to plates. Saves you the trouble of having of cleaning both the pot and the dish.
- Some sauces are good in other dishes. My mother used to save the sauce from Hong Ma or Patatim and use it to make a really good sauce base for bihon. It's also good for cooking kelp and banana blossoms. These are mainly Chinese dishes though, so I don't know if you can relate with me here.
- Peel carrots, potatoes, and others with some newspaper underneath. This makes for simpler clean ups.
- Steaming is a good and healthy way to cook. Not only that, it's easy too. You can steam fish or vegetables at the same time as you're cooking some other dish. If you use a rice cooker, nowadays, there's a steaming attachment which you can use at the same time as you're cooking your rice.
- My favorite pieces of cooking utensils are the wok and the cleaver. They're both very versatile. You can deep fry, steam, boil soup, saute...just about anything in the wok. The cleaver, I can chop veggies and meat, slice meat, crush garlic, lot of stuff. With a good metal spatula and a chopping board, the 4 would be my bare essentials for kitchen utensils.
- Plan your menu for the week, so that you can do your marketing and groceries in one go.
This is my contribution to .
Tuesday, May 26, 2009
The biggest drawback of laptops is the price. For the same price, you can actually get a desktop with much better specs. But it's ok for me. After all, there are always laptop deals available. And, honestly speaking, I only need a computer for basic internet surfing and office work, and I do not need those other bells and whistles. What I need is something I can bring with me anytime!
Friday, May 22, 2009
- camera--Document each moment! Would you believe we actually brought 3 cameras - 1 film camera, 1 digital camera and 1 video camera? :)
- airline tickets and passports -- Pretty self explanatory...
- enough money -- do bring some US dollars, which can usually be easily converted to local currency. Don't forget to bring some small change in the local currency for tips and small purchases.
- credit cards -- I usually pay in credit card if I can so I don't run out of cash when I'm abroad.
- a passport envelope to keep your money, passport and other important documents close to you.
- Photocopies of passport and important docs, in case you lose them.
- locks for your suitcase and for closets, if possible.
- comfortable but versatile shoes -- anticipate a lot of walking!
- some toiletries -- especially if not all shampoos/soaps/lotion suits you.
- cardigan or jacket -- in case weather turns chilly
- backpack -- to put your jacket/cardigan, some food, drinking water etc, when you go out
- jeans -- goes with any top and any shoes, and goes anywhere!
- more than enough underwear -- in case you can't wash, you'll still have some extra
- emergency meds -- OTC meds for headache, diarrhea, allergies and other emergencies. Also your regular maintenance medications, if any (They may not honor the prescription from your local doctor). In case symptoms do not go away, do see a doctor.
- rubbing alcohol -- All around sanitizer. It's pretty easy to find here in the Philippines, but not as easy to find in Hong Kong. Not very sure about other countries, though.
My entry to . Sorry it's late!
Tuesday, May 19, 2009
Friday, May 15, 2009
- We don't need or want extra expenses right now, since we're expecting to pay E's tuition fee AND pay for a C-section next month!
- Although his playstation 1 is pretty old, he can still use it.
- As it is, he does not have time to play with his playstation 1.
- By the time he gets the time to play (or my son becomes interested in game consoles), there would already be a newer version of the game console, which will make our purchase obsolete.
Thursday, May 14, 2009
Tuesday, May 12, 2009
Sunday, May 10, 2009
Saturday, May 9, 2009
It's best to consult experts in the field of weight loss as to what program (whether diet, exercise, weight loss pills, or surgery, or a combination of the above) is the best approach for you.
Friday, May 8, 2009
From http://www.kasal.com :
Sometime after the exchange of vows, the groom presents the arrhae or arras to his bride after it has been blessed by the priest.
The arras, Spanish for "earnest money", is said to come from a Roman custom of breaking gold or silver into equal halves by both parties as a pledge of marriage.
The thirteen coins, said to represent Christ and his 12 apostles, symbolize the groom's unquestionable trust and confidence. By giving arras to his bride, he places all his material wealth into her care. Acceptance by the bride means taking that trust unconditionally with total dedication.
It is also said that the custom came from Spain. The arras usually come in ornate boxes or gift trays and represents the bride's dowry as well as good wishes for prosperity. Oftentimes, these coins become part of the family heirloom.
During our wedding, instead of using a brand new arrhae (bonus: we save money in the process!), we used an arrhae that was used during the wedding of my parents-in-law. It was also used at the wedding of my oldest brother-in-law. My youngest brother-in-law will also be using it during his coming wedding.
The arrhae is made of 13 Philippine coins from the turn of the century. It is considered an heirloom piece by my husband's family. It does not only signify the trust of my husband in letting me keep and manage his material possessions, but also the trust and confidence in me by husband's family. I am honored by this ceremony. I hope to pass on this tradition to my children when they get married in the future.
My "pahabol" contribution to !
I have told my husband that if ever we get to have our own place, I would not want to be a surrogate "parent" to any pets taken in by either him or our children. Whoever gets the pet and wants the responsibility should be the one to take care of it, feed it the right food (there are actually some dog supplies that a kid can afford on his allowance), treat it right. The problem with some children is that when they get tired of the pet, they don't really take care of it anymore and their mom ends up being the one to do so, even if she was not the one who wants to adopt the pet in the first place.
I would concede, though, that having pets would teach children responsibility. They just have to follow through with the responsibility of having the pet, and not pass on the responsibility to me.
Thursday, May 7, 2009
Still, I would suggest that prior to actually taking this or any other supplement, a visit to your friendly neighborhood family physician would be best in order to determine your baseline health status and to give you the go-ahead to take these supplements.
Sunday, May 3, 2009
This illustrates the importance of knowing the cause of whatever problem, and endeavor to solve that problem by eliminating the root cause. Not only will this solve the problem completely (we hope!), you also avoid the stress and the expenses associated with just trying to solve the "symptoms" or signs.
Saturday, April 25, 2009
Start Time: Thursday, April 30, 2009 at 8:00am
End Time: Sunday, May 3, 2009 at 8:00pm
Location: MEYCAUAYAN BULACAN
Street: Block 4 Lot 3 Acefree Street, Sterling Industrial Park, Bgy. Iba, Meycauayan, Philippines
Here's the map: (Click image to enlarge)
Here's their facebook invite.
Tuesday, April 21, 2009
If your debt is from different sources and gets to be confusing and difficult to keep track, it may also be wise to consider debt consolidation to make it easier for you. There are companies which offer these services, some even offer lower interest rates. You may consider this.
Sunday, April 19, 2009
On the practical side, since there are already lots of natural lighting and natural ventilation, there is little need for artificial lighting except during nighttime, and little need for fans except when it becomes excruciatingly hot already, in which case, the additional air from the fans, at the lowest setting would already do the job.
Of course, this works because we live in a tropical country. I don't know if this will be as practical in winter.
But this is definitely something I'd like when I get to have my own house!
Saturday, April 18, 2009
Friday, April 17, 2009
I do not give him "pasalubong" ("meeting" gifts) when I get home from work "just because". Some Pinoy parents do this and it makes the child look for the "pasalubong" when the parent comes home. Well, maybe, I'll do it occasionally but not always. My (both working) parents didn't raise me on that.
I would also like that my son (and daughter) would NOT be "bilmoko" ("bili mo ako" or "buy me...this or that"). Things that are essential, yes. Things that are required by the school, yes. But no PSPs or equestrian apparel that they do not need. They have to work with me to save up for it if they really want it. It should not be that easy.
Hopefully, I will be able to raise children who are not materialistic, have a healthy respect for what they have in life (and not just buy for the pleasure of buying), with a good grasp of the value of money.
If you have any suggestions on how else to do this, feel free to post it here.
Thursday, April 16, 2009
Thursday, April 9, 2009
For most resorts, this is considered as a very high season since most people really schedule their trips with their families at around this time, as children are already enjoying their summer vacations. It's also perfect to go to the beach at this time because the weather is hot and sunny. Unfortunately, this also means that resorts will charge higher prices at this time of the year. That goes for hotels, food, travel (whether by air, sea or land). You'd find that you need a bigger budget for vacations if you schedule it at this time. It IS Holy Week, so it may be a good time to practice fasting and abstinence (forced, since food will cost high and there's no need for appetite suppressants when your money won't really go far)
Our family has decided that we will take our vacation during the low season. Not only will prices be cheaper, there won't be crowds on the beach (or other places of interest) and the vacation would truly be more relaxing. Also, there would be more vacancies available.
Now, we'd rather just chill at home.
Just remember that you must try to look good for YOURSELF -- your own health, enjoyment, self-esteem -- rather than just to attract compliments and other people.
Saturday, April 4, 2009
April 15-19, 2009
May 4-10, 2009
#70 C. Raymundo Ave., Rosario, Pasig City
Tel. nos. 751-6714, 628-4487, 0922-8562077
Friday, April 3, 2009
Biggest Brands, Lowest Prices!
April 17, 2009, Friday to April 19, Sunday
30 Meralco Ave, Ortigas Center,
Here's the facebook invite: http://www.facebook.com/event.php?eid=61849996285
Thursday, April 2, 2009
Wednesday, April 1, 2009
Sunday, March 29, 2009
When you have all the time in the world, it's okay to multitask and do everything. But when the time comes when 24 hours in a day is not important, it may be better to just hire somebody else to do the job that require less of your attention, especially if such a job is either not your expertise or something that you'd rather not be doing.
For example, I'd rather not stress over the nitty gritty of tax preparation, so I hire retainer accountant to do the job for me. What I simply do is submit the required information and paper to my accountant and she does the rest -- process the papers, compute the needed taxes, go to the BIR at the right date. Less hassle and less need for eye cream for me in the long run. And of course, she does it much better than I do, so it's money well spent.
Saturday, March 28, 2009
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- ► 2011 (69)
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- Stainless Steel Tiles
- Still Cleaning
- Kidz Kraze Warehouse Sale
- E-commerce Musings
- SALE = Saving If...
- To The Gym!
- Mounted Electronics
- Working From Home
- Mommy Loses Weight
- Check For Other Charges
- Why Not A Real Estate Job?
- Crow's Feet
- Invest In Rare Coins
- If Somebody You Know Is Going Abroad
- Rain, Rain
- Just A Thought...
- No Bungalows For Me
- Save Online
- Slim & Fit
- Closed For Business
- Fast House
- Proving or Disproving Paternity
- Cheap Is Not Always Practical
- Charity In Gift Giving
- My Priorities Right Now
- Why I Believe In Insurance
- ► September (10)
- Ask For Freebies
- Win An All Expense Paid Trip To Boracay For 5!
- More On Vacation Planning
- Focus On What You Want In A Vacation
- Restos vs. Catered Affair
- Good Buy Rainy Days Great Brands Sale!
- Stay Healthy!
- Double Celebration
- World Breastfeeding Week
- Las Vegas - Not Just For Adults
- Compare Prices
- New Look For Our Kitchen
- ► July (9)
- ► June (8)
- Laptops Better For Personal Use
- Honeymoon Must Haves
- Be Critical When Researching About Health Online
- Know Your Priorities
- Make Time For Yourself
- Weight Gain during Pregnancy
- Happy Mother's Day To All the Moms Out There!
- Breast is Best!
- Losing Weight
- Something Old...
- Children, Pets and Responsibility
- On Supplements
- Know The Cause
- ► April (12)