Health Insurance

Even if we are doctors ourselves, we still find health care costs steep, especially if you're looking for quality health care. Because we want to choose the doctors that we want, we didn't get an HMO anymore, but we do get hit with huge bills once in a while.

HMOs (Health Maintenance Organizations) are a good idea if you want health coverage with less, if any, out-of-pocket expenses and do not mind the limited choice of doctors. You may opt to look over some low cost health insurance -- perhaps there's a plan that would be best suited to you or your family. After all, we won't always be healthy (although we wish we were). And getting sick not only drains your finances, it also costs you in terms of potential income since you have to take time off your work and/or your business.