Friday, October 30, 2009

Stainless Steel Tiles

I just came across these stainless steel tiles while surfing the net. I wonder if this would be a good idea for flood prone areas. Would it be easier to clean and restore back to its former appearance after being submerged in floodwaters? Most floor and wall tiles are difficult to clean after so much mud. If anybody is considering building in a flood prone areas, he has to take the material he uses into account.

Still Cleaning

It's been more than a month since Ondoy wreaked havoc and my in-laws' house is still not the way it was. Well, that's according to my husband. I haven't dared to even suggest that I go there. Wouldn't want to bring my 4 month old there too.

My husband tells me that there's just so much that needs cleaning. Sometimes, though, some of the stains, mud and dirt are really tough. We wonder if a steam cleaner would make the job much easier. I believe that it probably could. My guess is that this would also help in disinfecting the house. Hmmm....

Thursday, October 29, 2009

Kidz Kraze Warehouse Sale

Christmas "kidz kraze" Warehouse Sale @ Libis

Up to 80% off on branded toys, apparel & shoes!

Click on the poster for a bigger view:

Wednesday, October 28, 2009

E-commerce Musings

Having a business on the side is fulfilling. You get to earn just a little more to add to your income. It's also a great learning experience.

However, nobody said that it was easy. But now, there are so many services that you can find that cater to both newbie and long time entrepreneurs (especially in e-commerce) -- online payment systems, order fulfillment services, courier services, and even sites on teaching you how to go about having a business.

Now, anyone who has the guts, the will to learn, the patience and perseverance can find ways of having an online business -- and that's a VERY good thing!

Tuesday, October 27, 2009

SALE = Saving If...

Maybe there are less and less people buying lately, so there are plenty of sale events and deals everywhere, especially when it's around payday. There are plenty of tempting offers, like the tv deals offered by my credit card company wherein you can buy a flat screen TV for only Php10,000 and pay for it in 24 monthly installments.

While offers like these are tempting, do NOT give in to impulse. Buying on sale is not being practical if you don't need, or even want those items and just buy for the sake of "saving". I generally avoid going to sales if I don't have something in mind that I have or want to buy, so I won't be tempted. But if there's something I've been eyeing for a while, I do wait for these sale!

Monday, October 26, 2009

To The Gym!

My brother's done a great job with his exercise regimen. He's been religiously going to the gym and doing both cardio exercises and weights. His weight has dropped accordingly, and he has become thinner, not in an unhealthy way but in a more "packed" appearance. He has lost his flabby belly. He actually has to take some clothes out of the closet since they now hang loosely on his body. All these without the use, as yet of any weight loss pills! Now, if I can only get his discipline (and his time, him being a bachelor and with no kids yet), I can hopefully achieve a similar result!

Sunday, October 25, 2009

Mounted Electronics

With condo spaces getting smaller and smaller in the city, most families are forced to stay in cramped quarters as bigger spaces are usually very expensive. The problem with a very small living space is the difficulty of putting stuff like electronics, as there is a finite amount of space to put them.

If you are one of those people who have space problems, having rackmount electronics would be a good idea. You can have your TV, your DVD player mounted. You can even have some other items like microwave ovens mounted, too! That would certainly be space saving.

Saturday, October 24, 2009

Working From Home

Do you work from home? If so, it's always best to define your work area. If you have enough rooms, reserve one room for your work needs. If that is not possible, at least have a certain area in your home where you put some office furniture and work. If that is still not possible because your home is just too small, at least define where and when you will work. For example, you can use the dining table but you have to work there between the times for meals.

Friday, October 23, 2009

Mommy Loses Weight

I haven't seen a scale for quite a while so I was not really sure if I was losing any post partum fat. Yesterday, when we took our baby daughter to the doctor for her check up, I decided to check my weight on their scale. I was pleasantly surprised to see that I was back to my pre pregnancy weight. Mind you, I never had to resort to any diet (in fact I was constantly hungry) or exercise (not ANY of those proposed by weight loss austin).

My secret? Breastfeeding and taking care of the baby!

Thursday, October 22, 2009

Check For Other Charges

Pinoys are fond of imported stuff. Traditional pasalubongs (roughly translated as "welcome gifts") include perfumes and soaps for women, liquor, blue seal cigarettes and Dutch Master cigars for men and toys for children. Toiletries and bath towels are also very much appreciated. These are also cheaper when bought abroad.

However, you should also check for any additional charges that you may incur. For example, if you're buying a lot of cheap stuff but encounter additional charges because your luggage is simply too big or too heavy, you don't really save at all. Not to mention the extra effort of lugging around all those stuff. So don't just be tempted to buy on the misconception that you are saving, but take these other things into consideration too.

Wednesday, October 21, 2009

Why Not A Real Estate Job?

With so many people displaced out of their homes after the typhoon, real estate companies are having a field day with inquiries from people looking for a new place to stay (whether rental or a new home they want to buy) and from people who want to sell their homes. It might be a good idea to look for jobs in a Real Estate Job Search sites, as I am sure there are companies who are looking for new hires, given the present situation.

Tuesday, October 20, 2009

Crow's Feet

I'm now on the wrong side of thirty. In less than 365 days, I will looking at the numbers 4-0. While I would like to think that I still look much younger than I really am, there's no denying the fact that my skin is not as elastic as it was, say, ten years ago. I'm starting to grow crow's feet and looking for the best eye cream for wrinkles. For now, I simply try to remember to put my moisturizer and to use a gentle, non-soap face cleaner. I've stopped using products with Retinol when I became pregnant (because it might have effects on the unborn fetus) and since I'm nursing, I still haven't gotten back to using them. I'm sure there's a good product for me that would be safe for nursing too.

Monday, October 19, 2009

Run!

Sometimes I think we're just too plain busy...or lazy to do exercises. Simple exercises which do not require complicated equipment are running, swimming, biking. These really burn a lot of calories.

My hyperactive four year old son's nanny is now VERY slender and sexy looking, even when she still has a very healthy appetite and does not take any diet pill, because she's the one constantly running after my boy. Hmmm, maybe I should be the one doing that...

Sunday, October 18, 2009

Invest In Rare Coins

Everybody wants to invest, but what to invest in? What's safe, usually appreciates over time, easy to dispose of when needed, and easy to transfer ownership to (just GIVE it to your kids!)?

Precious metals, such as those found in jewelry and rare coins are. Between the two, rare coins from a reputable coin dealer seems to be the better choice. Monaco rare coin seems to be a good company to deal with, since they BOTH buy and sell such rare coins. My dad, on the other hand, used to buy from banks in Hong Kong. That may also be a good choice, but it's just not as convenient as an online company. Of course, we have to check out the company's reputation and not go with just any dealer.

Saturday, October 17, 2009

If Somebody You Know Is Going Abroad

The optometrist in our clinic is going to the USA for a much needed vacation. I did what a lot of Pinoys do whenever somebody they know is going to the States. I asked her a favor: to help me bring home some stuff I want to buy.

But instead of wasting her time by asking her to scour stores for the items I want to buy, I just simply ask for her uncle's address (where she is going to stay while she is there). I'll just buy online and have it delivered there. All she has to do is bring the item home.

This is now possible because there are so many things that can be bought online. Everything from clothes, bags, shoes, perfumes, vitamins (including the best weight loss pills), baby items, and many many more. Some items are actually cheaper there, if you don't consider the shipping charges. At least I do not need to pay the prohibitive shipping charges from the US to Manila. And I don't have to ask her to actually go to the stores to buy for me.

Thanks, T!

Friday, October 16, 2009

Rain, Rain

Time and again, we have been caught unaware by the weather. The key is to expect the unexpected, as far as weather is concerned.

I remember that when my mom and I went to New Orleans for a convention, we decided to do the tourist bit and go to Florida first. Unfortunately for us, there was a hurricane in Haiti and parts of Florida like Orlando (not sure if Miami was included) also experienced rainy weather. Rather than let that put a damper on our vacation plans, we still went to Epcot Center in Disney World. We bought a couple of rain ponchos inside (the one with Mickey Mouse print at the back) and toured the park. We still had a very good time.

My wedding day dawned a bit dark, a bit gloomy and WET. It rained throughout the day. Traffic was bad. We still chose to enjoy what is the happiest day in our lives. My mother-in-law swore that it rained hardest when we were saying our vows, and that we are supposedly blessed because of that. On the practical side, I'm glad we never thought of having outdoor venues for either the ceremony or the reception. I do not want the added stress of contending with a fickle weather. In my wedding video, it still showed how happy we are. The rain actually added drama to everything.

I'm rambling. What I'm trying to say is that there pretty much is nothing you can do about the weather except to work with it and to just enjoy whatever you are doing, rain or shine.

Thursday, October 15, 2009

Just A Thought...

A used RV may not be such a great idea after all (see previous post) even for flood prone areas. Sure you can drive your car away. But what happens if you encounter a traffic jam along the flooded streets and your engine stalls? I do not think that there are companies here in the Philippines who do rv towing aside from the regular car towing. So essentially, you'd end up as if you lived in a small one story house, if that happens. Yikes!

Wednesday, October 14, 2009

No Bungalows For Me

After the great flood that Ondoy brought, my husband half-jokingly said that we should either buy a rubber boat for the house in Marikina, have a house built that would float when the waters come in (a la Noah's ark) or just simply look for a used rv for sale so that we can just move the whole home when the floods come.

I've always been wary of floods since I grew up with yearly, constant floods. I'd love to have a home in an area not very prone to flooding, but I realize that no matter where you live, you'll have to contend with something. For example, if you live in a higher area like Baguio, you might have to watch out for landslides.

The best thing to do is to live with whatever place you have chosen to be your home. If I were to build a house in a flood prone area, it would definitely not be a bungalow, it would have a raised carport, and have at least 3 floors and a roofdeck.

Tuesday, October 13, 2009

Save Online

After the great flood that was Ondoy, I realized how vulnerable data is, whether in paper form or even in hard drives. My in-laws' desktop computer got submerged in floodwaters. We're not sure yet if we could still use it, but there's still a chance. But what if we can't anymore?

I'm seriously thinking that an online backup may be a good way to store data elsewhere other than your computer. After all, computers may get damaged by fire, or in the recent weeks, flood. Laptops may be stolen. They may ba replaced, but valuable data may be unrecoverable if we don't have a backup.

Monday, October 12, 2009

Slim & Fit

People tend to turn to weight loss supplements as a shortcut for losing and maintaining body weight. What we tend to forget is the fundamental -- take in less calorie laden food, and exercise or move more to burn off excess calories. We've become couch potatoes with a high calorie diet -- what do you expect but increasing weight and girth? So we should remember the basics -- don't eat too much, and don't eat too much calorie laden food. And move, move, move!

Sunday, October 11, 2009

Closed For Business

For the weeks following the onslaught of Ondoy, only my husband has been back to Marikina for cleanup. We have deferred our weekly trip to my in-law's house because the house is a mess. Maybe it's a good thing for me and the kids. I feel depressed everytime my husband describes the place, and I'm sure I'll be even more so if I actually see the house in the post-flood state. As for the kids, we really do not want them to pick up any flood-related microbe.

My husband tells me that it's so heartbreaking. Marikina is now almost like a ghost town. Business establishments are closed for rehabilitation and renovation, even the familiar McDonald's. I'm sure a lot of small business owners do not even have business insurance to cover for their losses. Now following this experience, I would believe that having such an insurance is a need, since we do not really know what happens when nature unleashes her fury, leaving losses to both life and property in her wake.

Friday, October 9, 2009

Fast House

If you need a structure built fast, but still want it durable, you may want to consider prefabricated steel buildings. This is a great choice for industrial purposes, but I was pleasantly surprised to learn that you can actually have residential buildings built in a similar way.

My uncle's company actually has them and I was told that this may even be more economical than having a made-to-order house. If having a one of a kind house is not really that big a deal for you, you might want to consider having this done.

Proving or Disproving Paternity

My mother-in-law used to say that "paternity is by faith". Meaning, technically, you are never sure about a child's father except by believing that you and your wife made a baby together. That was unlike being a mother, wherein a mother is always sure that her child is hers because she carried it in her womb for nine whole months. Of course, this was before all the modern advancements like in vitro fertilization and DNA testing came along.

Still, there's a simple way to disprove paternity, if the need arises. This is a much cheaper, although cruder way, and it does not always applicable.

You can look at the blood types of the child, the father and the mother.
  • If the child is type AB, one of his parents have to be type A and the other type B. No exceptions.
  • If the parents are both type O, they can only have type O children.
  • If one parent is type A and the other is O, the possible blood types for their children are type A and type O only.
  • If one parent is type B and the other is O, the possible blood types for their children are type B and type O only.
  • If one parent is type AB and the other is type O, their children can be type A, type B, type O but never type AB.
  • If both parents are type A, their children can be either type A or type O. If both parents are type B, their children can be either type B or type O.
  • If both parents are type AB, their children can be type A, type B, type AB but never type O.

Confused? You can simply ask your doctor about it. The logic is in genetics, dominant and recessive genes. Type A and B are dominant, while type O is recessive. Although, as I've mentioned, it's not always applicable. In case of doubts, there's always DNA testing for paternity.

Monday, October 5, 2009

Cheap Is Not Always Practical

If you have the money, try not to buy the very cheap plastic faucets.

My husband bought a bidet and one plastic faucet (which looked like a metal chrome faucet mind you, we didn't know it was plastic until we opened the package) was given for free. It really didn't work very well. Maybe that was why it was given away for free. Lucky for us! We didn't really lose anything because it was a freebie, but it would have been a loss if we really did shell out money for it.

Sunday, October 4, 2009

Charity In Gift Giving

It's October. December is certainly not too far away. Typhoon Ondoy has pushed back all other thoughts for the meantime, but I doubt that Pinoys would not at least attempt to have decent Christmas celebration, complete with feasts and gifts, however downsized.

The recent events have reiterated to us that no man is an island. I would think that holiday gifts can be more meaningful, like a donation to a charity of choice. Not only do we not waste resources and buy useless things in our bid to give gifts, but we also reach out and give to a good cause.

Friday, October 2, 2009

My Priorities Right Now

I have a sudden insight now that we went through Ondoy and its destructive floods...When you down to your last few thousands of pesos, you have to prioritize what is important. Especially now in times of calamity. However tempting the deals to miami are, when there's a storm, it is, unfortunately, one of the things that I won't think about first. I'd think about having enough food and drinking water, clothing and somewhere to stay. The basics. Then my children's education and our health fund.

We haven't been able to work at all the past few days, what with the typhoon, the recovery operations at hubby's house, and the fact that our little boy is sick. Bills keep coming. No money coming in but lots going out. Sigh.

Thursday, October 1, 2009

Why I Believe In Insurance

The recent disaster that was Ondoy made me realize, once again, how fragile life is. Thankfully, I have no family member that perished in this disaster. Property damage, yes, there are lots, but not lives, and for that I am eternally grateful. Other people were not so lucky.

In times like these, I'm reminded of my own mortality. That I really have no control over when and how I'll be called. That's why I opted to get whole life and term life insurance quotes a few years back. My thinking was that I needed to ensure, at least for a short time, that the people who depend on me will not have financial worries if ever I'm taken from them.

About Me

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A part time ophthalmologist, part time micro business owner, part time graduate student and FULL TIME MOM struggling to find balance in the confusing world of multitasking :)

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