Thursday, March 31, 2011

Hot ticket accessories

Every uber successful business spawns a lot of "peripheral" businesses. Remember when cellphones first became so widespread that everybody, including the household help has one? Housings, cases, ringtones etc. became hot businesses. With the advent of laptops, laptop bags and sleeves also became hot tickets.

Now that iPads are "in", people who manufacture or sell iPad Cases benefit from this trend.

So, if you're into buy and sell, look for hot ticket items, then look for their accessories! Or make them! And sell them while they are still the trend!

Wednesday, March 30, 2011

My BPI Petron Mastercard

This is the time when I am so glad I have my Petron BPI card. Not only do I get rebates on my fuel purchases, I also get a 24 hour price shield whenever there's an increase in fuel prices. But the fine print is that the price shield only applies to 40 liters of fuel. So it's still better to fuel up when you know that there's a projected price increase. You'll end up saving more.

Other benefits that I get -- I get the usual perks of BPI cards, like freebies for a minimum spend of 2000 pesos. For the past few days, I've been availing of the free Jollibee chicken meal. (Promo period is from December 1, 2010 to February 7, 2011. Redemption period is until April 8, 2011.) Now it's a choice of Pizza Hut, Dairy Queen or Taco Bellfrom February 8, 2011 to May 7, 2011. Redemption period is until July 6, 2011.

Added bonus for me is that with the BPI Petron, I can get either a free car wash, free brake fluid or free wheel alignment. Great! I have been accumulating my gas purchases and now I can avail of the free wheel alignment without having to resort to taking the best muscle building supplements or shelling extra for it!

Sunday, March 27, 2011

Remember your sewage?

A few days ago, we noticed that there was some dirty water seeping from the floor to our breakfast nook. A whiff told us that it was probably sewage water. First order of the day was to ask MWSS to "suck" the septic tank. My brother called them up, and one day they came with a big truck, and with a metal hose, they suctioned the dirty water from the sewage. We spent a little over 800 pesos for that service. Not too expensive actually.

I know we sometimes forget about the "dirty water" in our houses, but really, we have to remember to have it suctioned once in a while. The MWSS slip says at least every 6 years. And 800+ pesos is really not that high a price to pay for something that would help ensure our health.

Saturday, March 12, 2011

Ready for power outages

Early this week, we experienced a power outage which lasted for about an hour. Our neighbors were ready with their yamaha generators while we had a couple of rechargeable lamps and some candles (can't afford the generator). While the rechargeable lamps were quite safe, the candles post a fire hazard.  Over the past month, I've heard of fires in Metro Manila in which is, ironically, the Fire Prevention Month.

We're thinking of just buying more rechargeable lamps to keep on standby, because not only are they safer, they also provide more light than just the candles.

Hubby also bought a rechargeable electric fan because he realized that without electricity, our home could become quite hot and humid.

Would have been ideal if we had a generator so the refs could be continuously powered, but in the absence of one, we just had to remember not to open the refrigerator door unless it was absolutely necessary.

I really hope we won't get any long blackouts this year! Such a hassle.

Wednesday, March 9, 2011

Car accident

Almost a year ago, I had a minor accident involving my car. I was so shocked. I didn't see her car before it appeared before me. The rear of the other car and the front of mine collided. The driver of the other car said that it was my fault and I really thought it was, therefore I decided to pay the damages. Good thing I had car insurance. The damage was just minor scratches on the car. Nobody was injured.

Anyway, the next month, this "lady" was harassing me about paying damages. They wanted me to give them cash, and they do not want to wait for the insurance to pay for repairs. It was my first time to deal with such a situation. I had already informed my insurance, but they wanted a specific, high end shop to repair their car. I called up my insurance again. I was assured that I am covered for anything in any accident, up to a limit of course. If the other party had decided to press charges, they have lawyers on standby, too.

I later reviewed mentally the case with my husband, studied the pictures of the damages to both our cars, then I realized, hey, it was not my fault at all! It was actually her fault. I didn't see her coming because she was behind another vehicle. I was making a left turn and the vehicle in front of her stopped to let me pass. She was in a hurry and decided to overtake the vehicle in front of her, thus going in my path! She was even speeding. It explained why there was a long gash on her rear -- coz she was moving and I was hardly moving (since I was manuevering to turn)! The nerve of her trying to pass on the blame to me! And she was actually shouting at me over the phone the last few times she called!

Anyway, since I've already set things in motion, I just decided to let insurance take care of it. She may have won a partial victory (having my insurance pay for her damages) but I really didn't want trouble, which she was.

Lesson for me: Don't immediately assume that the fault is mine.

And have a good insurance policy, or a good lawyer. If you're in Texas and need an Austin personal injury attorney, look up O’Hanlon, McCollom & Demerath – Personal Injury Lawyers – 808 West Avenue, Austin, TX. 78701 – 512-494-9949.  Oftentimes, it pays to have other people take care of such messy businesses.  Saves a lot of stress.

Tuesday, March 8, 2011

Wear hats and shades this summer!

I wish people would not look at people wearing summer Ladies Hats like they were weird because these are actually practical accessories in our sunny, sunny country!

With the amount of UV rays we are receiving, and especially during the summer months, we ophthalmologists are forever telling people to protect their eyes from the sun by wearing sunglasses with UV protection and also hats.  I know dermatologists are also telling their patients to wear sunblock.  Wide brimmed hats will also protect the face by keeping it in the shadows so to speak. Bonus for white skin loving Pinoys is that skin will be less likely to darken with such protection.

However, the wearing of hats is simply not trendy here yet.  I wish some celebrity will start the trend so that other people will follow suit, if only in the name of nakikiuso (keeping up with the trend).

Tuesday, March 1, 2011

Not the right time to be an OFW in the Middle East

With all the trouble that's brewing in the Middle East right now, I really do not think that this is the right time to consider being an OFW, if you're not already there. Sure, jobs over there, whether it's a health related job, a finance job, a construction related job or a job in the hospitality segment, usually pay higher than the same jobs over here, and under normal circumstances, notwithstanding the fact that you have to suffer homesickness and loneliness while there, is a good choice. But with the unrest there, your life may be at stake just because you're there for money. Your family needs YOU more than the money that you will earn by risking your life.

This is simply not the right time to be there right now.

About Me

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A part time ophthalmologist, part time micro business owner, part time graduate student and FULL TIME MOM struggling to find balance in the confusing world of multitasking :)