Sunday, June 26, 2011

Choose a career you'd love

I've always told younger relatives not to take courses just because it was the "in" thing but to take it because it's something you can imagine doing for the rest of their lives. Sure, there was a time that information technology degrees were the hot courses, as there was a great demand for it. Then the nursing courses. But when everyone else scrambled to get these degrees, there came a point when there were too many graduates of the said degrees and not everybody could go abroad or get a high paying job. Now if you love the course that you have taken, it probably would still be okay because you would NOT be stuck with a degree that you don't like and can't earn from.

This is not to say that you shouldn't take those courses, just that you don't take courses just because there are a lot of demand for it right now, because you're not sure what happens in the future.

Wednesday, June 22, 2011

Raising practical kids

I'm so proud of my kids for not being "bilmoko" (a shortened Tagalog phrase which means "ibili mo ako" or "buy me...")  You could actually bring them to the toy store and get out of the store without them whining or having tantrums about us not getting a particular toy which caught their fancy.  My son is probably the only boy in school who does not have a PS3...and I like it that way.  I'd like to raise them in such a way as to not have too many wants.  Other people may say that my kids are "deprived" compared to other kids but I really do not think so.  One does not need to have every little whim satisfied to be happy.  In fact, I think the happiest people are those who do not have too many wants, since they do not feel bad if they do not get those things that are really not important at all.

I hope my kids continue to be happy without all the fancy contraptions or things that will surely come their way.  I want them to be practical -- not wasting their money on trivial things that lose their luster after a while. 

Tuesday, June 21, 2011

Regrets

When I was still in training as an ophthalmology resident, I was so excited to buy my equipment. At that time, eye centers were not commonplace and most ophthalmology practices had the doctors buying their own equipment. They were major purchases, I tell you. And I was advised then that it's best to buy while I was still in training because prices go up every year.

Years later, I do regret my decision to plunk down a huge portion of the money I've saved up through the years via gifts from relatives. Well, it was true, the equipment I've bought at the time have increased in value. There are now cheaper alternatives, like India or China made slit lamps instead of the name brands like Haag Streit or Topcon. I didn't have to use my own operating microscope.

But now, all the clinics I'm practicing in have equipment for ophthalmologists, unlike before when you had to provide for even the basic medical equipment like exam tables. Now, it's rare for clinics to not have these equipment. I really did not see that coming.

Sometimes I feel like I should sell my equipment (they're rarely used), clear the clutter and just get my money, but what's stopping me is that I would lose a lot of money that way.  Most new doctors are not willing to spend for the name brands too, so I won't be able to sell them at the price that I want.  Sigh.

A seemingly practical decision which turned out to be not so practical.

Monday, June 20, 2011

Simple birthdays for us

My daughter just had her second birthday and it was a very simple celebration. On her actual birthday we just had the traditional Chinese birthday misua for breakfast (and lunch and dinner). Come evening, we just bought a cake and had the usual candle blowing ceremony in my mother's room.

The actual celebration would have been the next day, a Sunday, which also happened to be my birthday and Father's day. We wanted a joint celebration and a small celebration involving immediate family only -- my side and my husband's side. I was able to score a deal off Dealgrocer and got a great deal for Yellow Cab pizza, my son's favorite. I was planning to add some more food on the day itself.

Unfortunately, the weather did not cooperate. It rained and rained. My in-laws couldn't come. Coupled with the fact that some members of the family couldn't come (my brother and my husband's brother were out of the country; another brother-in-law was also out of town with his family for Father's Day), we decided to forego the celebration. We just bought some food at Maki Place (since I was craving for oyster cake) and bought another small cake for me. We just had another candle blowing ceremony in the evening. Maybe next week? Or maybe next year? I guess it was just not meant to be.

My children's first birthdays were both celebrated in McDonald's because of budget constraints. Of course, we had to forego a lot of things that we would have wanted, like a magic show, "dirty" ice cream carts and chocolate dipped strawberries because McDonald's didn't allow these. I guess that's the trade off of not spending a lot for a party.

While we do not really spend a lot for a party, we realize that it does not really take a lot of money to make a child happy on his/her birthday. My daughter was mesmerized by the candle on both birthday cakes. My son sung the birthday song with gusto. I guess what's really important is that we've celebrated another milestone in our children's lives -- and as long as they're happy and thriving, we're happy, no matter what the weather is!

Sunday, June 12, 2011

The Multiply Marketplace

I love selling on multiply. It's free to start and very easy to maintain. You can simply "set up shop" and wait for orders.

I started when selling on multiply was not "legal". But Multiply recognized that the growing number of online sellers who make use of their platform to sell stuff is getting VERY significant and have thrown their full support into it.

Now there's even a multiply marketplace. If you need something, just type in, say "cheap flyer printing" on the search tab and the stores selling that kind of service will be listed for you. This is a boon for sellers who want their products to be easily found by buyers.

Incidentally, in case you're interested in my shop, it's http://ethanstore.multiply.com . :)

Sunday, June 5, 2011

Wholesale insurance

If you are employed in a company which offers an option for life and/or health insurance, better grab the opportunity. That's because the policies offered to companies are usually cheaper since it's by the group rather than by a single individual. As with most things, insurance policies are cheaper if it's wholesale. Most insurance companies have that option for group insurance. If your company does not offer it, maybe you can ask your HR to look up Wholesaleinsurance.net or other insurance providers in order to look for good deals for employees like you.

About Me

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A part time ophthalmologist, part time micro business owner, part time graduate student and FULL TIME MOM struggling to find balance in the confusing world of multitasking :)